Unemployment security

In order to receive unemployment security, you must provide more detailed information for a labour policy statement, if necessary. Respond to requests for clarification by the deadline.

When you are an unemployed job seeker, unemployment security financially ensures your ability to apply for work and improves your chances of entering or returning to the labour market.

You can find employment services, like registering as a job seeker, in the 'E-services' section.

Register as a job seeker and start your job search on your first day of unemployment so that you can receive unemployment security right from the beginning of your unemployment.

After registering you will receive a labour policy statement stating whether you are eligible for unemployment security. If you are applying for unemployment security, you may receive a request for additional information before the statement is issued. 

Unemployment security is paid by either the unemployment fund or Kela

When applying for unemployment security, first find out whether your unemployment benefit is paid by the unemployment fund or Kela. Various forms of unemployment benefits include earnings-related allowance, basic unemployment allowance, and labour market subsidy.

  • If you are a member of an unemployment fund through your trade union, for example, apply for earnings-related unemployment allowance from your fund.
  • If you are not a member of an unemployment fund, apply for basic unemployment allowance or labour market subsidy from Kela.

You should apply for unemployment security from an unemployment fund or Kela, even if the processing of an additional clarification request with the employment official is in progress. This way you avoid an extra delay in receiving an unemployment benefit when it is determined that you are entitled to unemployment security. You can find out on the unemployment fund's or Kela's website how long after the start of your unemployment you can submit an application for unemployment security.

If you have any questions about unemployment security, the specialists at the unemployment security helpline will assist you.

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When you register as a job seeker, you will be asked about matters that affect your eligibility for unemployment security. When you receive unemployment benefits, you must notify us if your situation changes.

You can find employment services, like registering as a job seeker, in the 'E-services' section.

Report changes in your employment situation in the ‘E-services' section of Job Market Finland, the telephone service, or at your regional employment service office.

Report, for example, when

  • you start working, your work ends, or your working hours change,
  • you engage in business activities for more than two weeks (in addition to your own business activity, work in a family-owned enterprise can also be considered as business activities),  
  • you work and receive compensation other than as a wage earner or entrepreneur, for example as an informal carer,  
  • you start studying,
  • your nationality or your residence permit changes,   
  • you discontinue the service promoting employment (notify either the unemployment fund or Kela of individual absences in the application for daily allowance or labour market subsidy), or  
  • your contact information changes.  

Please note that the most common changes that you must notify to the employment official are listed above. If you are unsure about how the change in your situation affects your right to unemployment security, you should contact the employment official or the unemployment security helpline. A specialist will give you more detailed instructions on how to report the start and end of employment when you take on temporary work on a regular basis, for example.

Are you wondering whether you need to notify the employment official or the party paying your unemployment benefit of the start or end of your employment? The deciding factor is whether the work lasts over or under two weeks.

If you are a customer of employment services, always report any changes in your work situation. You can submit a notification in the E-services at Job Market Finland or call the telephone service.

At the same time, indicate whether you intend to apply for unemployment security after your employment situation has changed. If necessary, you will receive a new labour policy statement on your entitlement to unemployment security.

You can only receive unemployment security for the time that you are a job seeker and looking for full-time employment. If you are a job seeker who receives a partial disability pension, you do not need to apply for full-time employment.

You can find employment services, like registering as a job seeker, in the 'E-services' section.

Termination of entrepreneurial activity of a private entrepreneur

If you are a private entrepreneur, the termination criteria applied to your entrepreneurship are different from those applied to company form business operations. Under the Unemployment Security Act, your entrepreneurial activity as a private entrepreneur is seen to have ceased when production and economic activities have ended according to your notification which is deemed reliable, or it is otherwise evident that you will no longer continue the entrepreneurial activity. It is an additional requirement that you have cancelled your entrepreneur's pension insurance (YEL) or farmer's pension insurance (MYEL), except for MYEL taken out for a grant period.

The employment official will, before the matter is decided, send a written request for clarification regarding your entrepreneurial activity.

When you start an employment relationship lasting up to two weeks

  • inform the party paying for your unemployment security of your employment.  

When you start entrepreneurial activity lasting up to two weeks,

  • inform the party paying for your unemployment benefit of your employment, and
  • also inform the employment official of your employment if your entrepreneurial activity has previously been considered part-time and your business is expanding, or you are unsure of the duration of your entrepreneurial activity.

When you end an employment relationship or entrepreneurial activity that lasted no more than two weeks, notify the payer of your unemployment benefit of it.

When you start an employment relationship or entrepreneurial activity lasting more than two weeks, report it to

  • the employment official, and
  • the payer of your unemployment benefit.

If you wish, you can continue as a job seeker in the employment services or you can stop your job search completely.  

  • If you stop your job search, you are not entitled to unemployment security.  
  • If you continue as a job seeker, the employment official will determine whether you are entitled to unemployment security. In order to be eligible for unemployment security, you must, among other things, keep your job search valid and apply for full-time employment.
  • As a job seeker, you may be entitled to unemployment security for a period of four months when you are an entrepreneur or self-employed, if the new activity starts during your unemployment.
  • You may also be entitled to an adjusted unemployment benefit if the employment relationship is part-time and lasts over two weeks.

When you end an employment relationship or entrepreneurial activity that has lasted more than two weeks, you should take action according to whether your job search is valid.   

  • If your job search is not valid, register as a job seeker.
  • If your job search is already valid, notify the employment official of the changes in your situation.

The employment official will determine whether you are entitled to unemployment security and can ask you to submit certificates of your business activities or employment relationship.

AIheesta muualla

In a mandatory waiting period (karenssi), a job seeker temporarily loses the right to unemployment security because they have acted in an improper manner in terms of labour policy. In legislation, the waiting period is referred to as an unpaid time period. On this page you will find information on the most common causes of a mandatory waiting period.

Improper actions in terms of labour policy are the causes for a mandatory waiting period

You may be imposed a waiting period or lose your entitlement to unemployment security indefinitely if you, for example, neglect your obligations in the job seeker's service process, do not participate in services that promote employment as agreed, fail to implement the job search obligation, or do not apply for a job assigned to you by the employment official.

The sanctions system for unemployment security has two stages. The first forgotten appointment or neglect will result in a seven-day waiting period. If you neglect your obligations again within 12 months, you will lose your entitlement to unemployment security indefinitely until you meet your six-week obligation to work.

The obligation to work means that entitlement to unemployment security will be restored after six calendar weeks during which you have:

  • Been employed in work included in the employment condition,
  • Participated in services that promote employment other than independent studies supported by unemployment security,
  • Studied full-time or
  • Worked full time as an entrepreneur or at your own job.

In addition, in some cases you can be imposed waiting periods of different lengths if you resign, are dismissed, or you refuse to work.

Please note that the waiting period is different from the 5-day waiting period. The 5-day waiting period refers to the first seven business days of unemployment for which the payer, i.e. Kela or the unemployment fund, does not pay the daily allowance.

If you neglect the job seeker's service process in one of the following ways, you will be imposed a waiting period or you will lose your entitlement to unemployment security indefinitely.

  • You fail to arrive in an initial interview, a job search discussion, or a supplementary job search discussion,
  • You report incorrect or incomplete information or otherwise cause a situation where job search discussions or supplementary job search discussions cannot be arranged for you.
  • You refuse the drawing up or inspection of an employment plan or a replacement plan or you make it impossible to draw up or inspect the plan.
  • You fail to arrive to the assessment of service needs referred to in the Act on the Promotion of Immigrant Integration.
  • You refuse the assessment of service needs as referred to in the Act on the Promotion of Immigrant Integration or make it impossible to perform an assessment of service needs.
  • You do not apply for work as required by the plan.
  • You do not apply for the job assigned to you by the employment official or are personally responsible for not being selected for the position.
  • You refuse the immediate research or assessment of your work ability or make it impossible for such a service to be arranged for you.
  • You neglect to complete the tasks promoting job seeking and employment agreed on in the multidisciplinary employment plan.

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You will be imposed a waiting period or you will lose your entitlement to unemployment security indefinitely if you refuse to participate in the following services that promote employment, suspend your participation, or make it impossible for such services to be arranged for you.

  • Job search training, career coaching, labour market training, educational try-outs, work try-outs, or rehabilitative work activities.
  • Independent studies referred to in the Act on the Promotion of Immigrant Integration.
  • Other service supporting job seeking or employment agreed on in the employment plan or a replacement plan.

If an employer offers you work and you refuse it or refuse a job for which you have been selected without a valid reason, the waiting period will last 30 or 45 days, depending on the duration of employment relationship. If the work would have lasted two weeks or less, the waiting period will last 30 calendar days. If the work would have lasted more than two weeks, the waiting period will last 45 calendar days. The waiting period for a refusal to work begins 30 days after the refusal.

If you resign from your employment without a valid reason, a waiting period of 30 or 45 days will be imposed on you as of the end of your employment, depending on the duration of the employment relationship. If the work would have lasted five days or less, the waiting period will last 30 calendar days. If the work would have lasted more than five days, the waiting period will last 45 days.

If you are personally responsible for the termination of your employment relationship you will be imposed a waiting period of 30 or 45 calendar days starting from the date of termination, depending on the duration of employment relationship.

Valid work and service-related reasons, i.e. when a waiting period is not imposed

There are certain valid reasons for the service process, for the non-participation in the service and for the resignation from the job that do not lead to a waiting period.

For example, illness or an accident may prevent you from attending an appointment related to the service process with an employment services expert. If you are unable to attend an appointment, it is important that you notify this in advance. Valid reasons for resigning from work or refusing services that promote employment include, for example, health-related reasons and the unreasonably long travel time to the place of work or the place where the services are provided, as determined by the employment official.

If you have an obstacle that prevents you from participating in an initial interview, job search discussion, or preparation of an employment plan, notify your employment official thereof. If the unemployment official accepts the reason, a new date will be set for the meeting. If you miss an appointment, you will not be imposed a waiting period or lose your entitlement to unemployment security indefinitely if the reason is illness, accident or any other valid reason.

You may have a valid reason for not applying for a job as required by the plan. Valid reasons include:

  • The job search obligation is not in accordance with the Act on the Organisation of Employment Services,
  • Working hours realised later would have impacted the job search obligation,
  • You have, during the Job search obligation review period, been employed continuously and full-time in a job without a pay subsidy for at least two weeks or
  • You have been unable to meet the job search obligation due to disability.

You may refuse to take part in services that promote employment or suspend the services without being imposed a waiting period or losing your entitlement to unemployment security indefinitely if:

  • the service is not suitable for you considering your state of health or your ability to work and function,
  • the daily commute to the place where the service is provided exceeds an average of three hours,
  • the service provider neglects their responsibility for the occupational safety of the person participating in the service or the service cannot be organized safely for any other reason,
  • the service provider fails to comply with the legislation governing the organization of the service or the terms of the service contract, or
  • the service differs significantly from what was agreed upon in the employment plan or an equivalent plan.

You are allowed to refuse or discontinue labour market training if the work in the sector is not suitable for you considering your state of health and work ability, or the income of you and your dependants is not reasonably secured during the training. A reasonable income means that you receive benefits in accordance with your entitlement to unemployment security.

You may have a valid reason for refusing a job that you have applied for or have been individually selected for by your employer without being imposed a waiting period, if it is

  • part-time work, where your earnings would be less than your unemployment benefit while completely unemployed (when the salary for the work and the adjusted unemployment benefit are added up and the employment costs are deducted),
  • work that is against your religious or conscientious beliefs,
  • work that requires performing inappropriate work tasks,
  • work involving a clear threat of violence,
  • work involving harassment or other inappropriate treatment causing harm or danger to the employee's health,
  • work that cannot be considered suitable for you given your ability to work,
  • work that is subject to a strike, lockout, or blockade,
  • work for which the salary paid is not in accordance with the applicable collective agreement or, if the sector has no collective agreement, the full‑time salary is less than EUR 1,134 per month (EUR 1,430 per month at the 2025 level),
  • work in which the salary is based entirely on commission, or if the salary is partially based on commission, the fixed component of the full‑time salary is less than EUR 1,134 per month (EUR 1,430 per month at the 2025 level) or
  • work for which the duration of your daily commute would exceed an average of three hours for full-time work or two hours for part-time work.

You also have skills protection, which means that during the first three months of unemployment, you can refuse work that does not correspond to your professional skills acquired through education or work experience.

You can also refuse if you have not been given a reasonable amount of time to arrange childcare or care for another person dependent upon you and to overcome commute-related or other similar difficulties.

If you refuse a job that you had applied for and been selected for, you have a valid reason to refuse the job only if you were unaware of the above matters when applying.

You will never be imposed a waiting period for refusal to work as an entrepreneur.

You will not be placed under a waiting period in each case of resignation, as you may also have a valid reason to resign. You may have a valid reason to resign,

  • if the average duration of your daily commute is more than three hours for full-time work and more than two hours for part-time work, you have an acceptable reason to resign within three months of starting work,
  • if, within one week of resigning, you move to another municipality where your spouse has a secure job or business and the duration of the daily commute exceeds an average of three hours for full-time work and two hours for part-time work,
  • if your place of work changes during your employment so that the duration of your daily commute to a new place of work exceeds an average of three hours for full-time work and of two hours for part-time work,
  • if the job is not suitable for you given your ability to work,
  • if you have a so-called zero-hour contract, and there has been no work available during the 12 calendar weeks prior to the resignation during which the work requirement could be fulfilled, or
  • If you are not entitled to adjusted unemployment security and your salary is less than EUR 1,134 per month (EUR 1,430 per month at the 2025 level).

When looking at time, public transport, the use of a bicycle or your own car, as well as the possibility to walk on a business trip are taken into account. You are not required to own a car.

Criteria in accordance with the Employment Contracts Act, such as non-payment of wages and endangering occupational safety, are also considered valid reasons for resignation. However, try to resolve conflicts at the workplace first. You can talk to your supervisor yourself or with the help of a trade union representative or an occupational safety and health representative. The occupational safety and health authorities can help you with certain matters.

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More information

This website is part of the European Commission's Your Europe portal. Did you find what you were looking for? Give feedback! (europa.eu)

 

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